Roof Insurance Claims in Houston
Storm Damaged Roof Insurance Claims
Roof damage can occur in a matter of minutes during a wind or hail storm. High winds can lift the shingles and tear them away from the fasteners. This damages the shingles beyond repair. Hail can cause holes, cuts, and fractures in shingles that may lead to water penetration. Even the smallest indention from a hail strike can cause major problems.
Just because your roof seems to be intact after a storm does not mean it's not damaged. Many times storm damage will not be totally visible when looking up from the ground. Houston Roofing & Construction will conduct a complimentary inspection to identify storm damage which can shorten the life of your roofing system.”
Filing a Roof Insurance Claim
Houston Roofing and construction can guide you through the initial steps of filing a claim, including the most important – A DAMAGE INSPECTION. We will verify and document the storm damage and provide the best next steps to a smooth claims process. Feel free to contact us with any questions you may have about your claim. You can also find helpful information on our site and learn commonly asked questions like What is "Recoverable Depreciation?".
Meeting Your Insurance Adjuster
Here’s the #1 tip we can provide you with: HAVE A CONTRACTOR PRESENT TO MEET YOU INSURANCE ADJUSTER!
Whether or not you select Houston Roofing & Construction, it is vital that you have a contractor present when your roof is inspected by the insurance adjuster. We have hundreds of satisfied customers who were originally “turned down”, or told their roof was in “good shape” by their insurance adjuster. It is not in the insurance company’s best interest to replace or repair your roof; this costs them money. Having a contractor present to assess the damage can make the difference in whether or not your claim is processed correctly.
No one can make an insurance adjuster approve repairs for damage that doesn’t exist. However, the right contractor can point out damage that may go overlooked by an adjuster.
The Houston Roofing & Construction Difference
If your claim is approved for repairs, then your next step is to select a contractor. This is the most important step in the process. Insurance restoration work requires a great deal of communication with your insurance company. The process is not easy, and a contractor who has not completed a restoration project can easily cost you money. Your insurance company needs the proper documentation to process the payments on the claim.
Beware of the “FREE ROOF” Contractor. They could possibly expose you to insurance fraud and wire fraud!
Houston Roofing & Construction is a GAF Master Elite Contractor. Only 3% of all roofing contractors in The U.S. qualify for this distinction. This allows Houston Roofing & Construction to offer you extended warranties on labor and material that other companies cannot provide.